Checklist before subscribing to anything
Yield on dual investment comes from selling someone else the choice of whether you get converted. A higher rate simply means the market prices that risk higher.
It is therefore not high-interest savings but a conditional trade, and you must know what you agreed to first.
What to prepare before you start
These five things cover almost every delay people run into: Willingness to be converted into the other asset at the strike.
Knowledge of which price is used at settlement. A worked example of realised P&L after conversion, not just yield.
A plan for holding whichever asset you end up with.
Checklist to finish before you subscribe
Five self-checks that prevent most mistakes: Identify the settlement price source and timestamp.
Compute both outcomes: converted and not converted. Confirm you are willing to hold the asset you might receive.
Compare against simply holding spot instead. Size participation small so your core allocation is untouched.
Fees, limits and processing times
Numbers change from time to time, always confirm on the official fee page before you commit size: Earn covers flexible savings you can redeem immediately, fixed terms that pay more for locking up, and on-chain DeFi options with different risk profiles.
Structured products such as dual investment and SharkFin advertise a target yield - read how the payout is calculated before subscribing. Spot, margin, perpetual and dated futures, plus options, sit at the core of the platform.
Strategy tools such as grid and DCA bots, copy trading, OKX Wallet with its DEX aggregator, and Earn products extend well beyond simple trading. Regular spot accounts commonly start around 0.080% maker and 0.100% taker, with better pricing as OKB balance and volume grow.
Perpetual futures sit near 0.02% maker and 0.05% taker at entry level, plus funding settlements on a fixed schedule.
The OKX-specific part
OKX offers dual investment and SharkFin with payoff curves across price levels. Watch for auto-renew settings that keep funds locked repeatedly.
Frequently asked questions
Is principal protected
Not in the deposit sense; after conversion the market value may sit below what you put in.
Why is the quoted rate so high
Because it compensates conversion risk - more risk, higher quote.
Can I withdraw early
Most products are locked until settlement, so verify before subscribing.
Risk notes and next steps
Keep reading:起步资金要多少;三大平台买美股横向对比;美股行情总览. Model every possible outcome before committing.
Never let a headline rate decide alone. Try one small ticket first; understanding settlement matters more than size.
